Standard homeowner’s insurance policies do not cover losses due to flooding. The City of Greer participates in the National Flood Insurance Program (NFIP), which makes it possible for Greer property owners of obtain federally-backed flood insurance. View the NFIP Flood Insurance Claims guide to know what to do before and after a flood, including filing a claim, and the steps involved in appealing a denied claim. A flood insurance policy generally takes effect 30 days after purchase, and homeowners and renters insurance do not typically cover flood damage.
You can purchase flood insurance through an insurance agent. If your agent does not sell flood insurance, contact the NFIP Referral Call Center at 800-427-4661 for a referral. For more information, visit FloodSmart.gov or FEMA National Flood Insurance Program, or call the NFIP helpdesk at 800-427-4661.